With our baby boy on the way, finding a home was the number one priority for Jessica and I. We came to you in January and told you that we wanted a house before the baby comes. It took us about 3 months to find our dream home. Once we found it, you had our loan processed and approved in a about 5 days.
Words cannot express how grateful Jessica and I are. You imparted financial wisdom and most importantly godly wisdom in our lives.
You exhibited extreme patience while dealing with our lack of expertise, you promptly answered any and every single question we had, and were flexible to meet with us on very little notice. You carefully walked us through the lending process, ensured that our loan matched our financial needs and made sure the loan was completed well before our time line. Buying a home can be a very intimidating process, but with you by our sides we feel comfortable during the entire process.
For HONEST and PROFESSIONAL service, we highly recommend Jeff and Deercreek Financial.
Jessica and Dwuan R.
Judy and I offer you our THANKS!!!
We have never worked with anyone on a property loan like you.
Your personal touch made the whole process very easy.
Our THANKS also to Nancy & Tom for introducing us to you.
If the opportunity comes up, we will strongly recommend you to others in need of assistance with the funding to purchase a property.
Our Best Regards,
Gene & Judy B.
We really can't say enough great things about the support you provided us during our home purchase! We were told by the listing agent that they even selected our offer once they heard we would be working with you, so for that alone we are extremely grateful. Clearly you have a great reputation in the community, and now we understand why. The expertise and integrity that you demonstrated throughout the entire process, especially helping us to extend the lock on our lower rate, will not be forgotten. We look forward to recommending you to friends in the future, and will definitely be in contact when we need to secure another loan.
Scott & Cathy
Hi Jeff and Diana,
We wanted you to know that our experience in working with you to obtain a home loan was great. We didn't expect to find someone so clearly on our side, and willing to explain exactly what all the different numbers were for.
When we decided to refinance, neither of us felt there was any reason to shop around - we both knew Deercreek Financial was the right choice.
Thank you for being you.
Tait and Robyn
Deercreek Financial is hands down one of the best lenders in the Southern California. Their extensive knowledge, attention to detail, and straight forward approach make you feel comfortable and confident they are looking after your best interest. There are many lenders out to select from, but my experience with Jeff and Deercreek has been nothing but the best. I put my trust in him and my mortgage loan. Sincerely, Brian DeMott
I am not only a very satisfied and pleased client of Jeff's but I am also a real estate broker that has referred many of my clients to Jeff. All of my clients thank me when the loan process has completed and continue to keep Jeff for all their refinancing needs. My clients think so highly of Jeff and his lovely wife, Diana, that they in turn start to refer their family and friends to him.
Mary Pocius - Broker
Cornerstone Real Estate
I remember when we bought our first home, Naomi and I prayed that GOD would provide us someone we could trust and depend on, GOD answered our prayer and brought the both of you! For almost twenty years, the both of you have been great, caring & wonderful to us and have helped us in so many ways throughout our home buying years(3 Home & 3 Refi). Naomi and I have been truly bless by GOD who through the years allowed us to develop a wonderful friendship. We will continue to have the both of you in our lives for our financial needs as well as friends. May GOD continue to bless the both of you and your incredible GOD centered business.
Steve & Naomi
"Jeff Tosha at Deer Creek Financial was such a pleasure to work with. I was referred to him by my sister, a realtor, and she was spot on with that referral. Jeff is perhaps one of the most competent and thorough loan professionals -- he was able to get us the best loan rate out of four others which resulted in a lower mortgage payment overall. AND he went above and beyond to increase our loan amount allowing us to retain more money in pocket for our move-in. Thanks Jeff! "
My husband & I have used Jeff over the years & in recent for purchasing & refinancing our home. Jeff is very professional & takes care of business fast & efficiently! Thanks for always helping us, it's been a pleasure working with you.
Gian & Amanda E.
Jeff is the best lender I have ever dealt with. His knowledge of real estate is invaluable. He answered questions to my real estate problems, that I thought I was going to need a real estate attorney for. The rate he gave me for my loan was great but just the questions he answered for me was a real bonus. I am new to real estate investing, but his 30 years of experience is of great value to me. Do yourself a favor talk this guy and get your answers to your questions and get your loans funded. I am totally impressed and will do business with him again. Thanks Jeff.
You did a great job with my buyers loan. No hiccups or drama the entire transaction which is rare these days. You were on your game! Thanks so much, Julie Smith-Coe (Realtor) at Cal State Realty Services.
I am currently a client of Deercreek Financial services, I have been for approx. 5 years now. I thank God for my Brother-in-law & sister-in-law that introduced me to Jeff & Diana they are wonderful people and excellent to help you with the services they provide.
My husband and I have financed and refinanced multiple properties over the years. Jeff at Deercreek Financial was recommended to us by a friend after having a bad experience with a loan many years ago. Since working with Jeff, we have never obtained a loan through anybody else. There is no reason to. Jeff is extremely dependable, honest, trustworthy and always timely . There are no hidden last minute surprises and what he states is in fact what he delivers. Loan processes can be scary and uncomfortable, but with Jeff, that is never the case. We are so thankful that we found him and have had the pleasure of working with him throughout the years.
When I became a widow, I was scared, confused and realized how ignorant I was in anything and everything that had to do with finances. My neighbor Bobby D. recommended you so much! I decided to give you a visit. You two helped me every step of the way refinancing my condo and insured my security and peace of mind. I will be forever grateful.
Sincerely, Ebe Z.
We've never met a loan agent that we trust more with our financial needs than Jeff. He and Diana have always been there for us not just throughout the loan process, but throughout the entire year. We were in process of signing loan docs & a fax came in informing him of a further rate cut. He tore them up and redrew the loan docs on the spot saving us thousands! Thanks Jeff & Diana!!!
Customers for life,
Jeff & Karey D.
I typically do not provide testimonies, but I realize that over 15 years of service from Deercreek Financial, I am quick to refer them to all my family and friends who are thinking about getting a loan. Perhaps it is because they send me regular information on how to save money on my existing loan, or that they don't charge more than they say they will, or that they always returns calls promptly. Mostly, it is because of their high standard of ethics. Jeff Tosha has advised me in the past NOT to refinance, always thinking of the custmer's best interest first.
Our Family has used Deercreek Financial several times, and we were always very happy with the service. At one point my son wanted to refinance his home, but Jeff would not do it... He proved to my son that refinancing costs were far higher than the savings he would realize. Jeff had a perfect opportunity to take my son's money, but he didn't.
I pray you have a wonderful weekend.