Committed to You and Your Mortgage Needs

Customers Are First

I am a professional and have the expertise in every facet of Real Estate and I put it to work for you.  Whether you are refinancing, buying or investing in Real Estate, my systems are streamlined, effective and technologically advanced and I get results!  It is a given most homowners will probably have a mortgage for life.  Through continued professional management of your mortgage, you will achieve the goal of the lowest possible mortgage cost.  Together we will work on a planned and definitive mortgage repayment that should allow you to live debt free.  The goal of every homeowner should be one of a "Debt Free Life!"  I look for ways to save you money by not charging exotically named fees like other mortgage lenders.

Get Fast Answers

At my website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan. Also, I will be happy to prepare a personalized mortgage quote for the home mortgage program of your choice. I can also prepare a Rate Watch Report for you based on your current mortgage data.

  • Enthusiasm Working for You
    Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
  • Established Credibility
    I have 28 years of experience and knowledge working in the real estate and mortgage industry. I can say with confidence that I will get the job done right the first time.
 
Top News


Mid-Day Recap: Labor Reports Send Markets into Freefall  - 1 day ago
The pace of losses in the labor market had been moderating for four months but in June nearly half a million jobs vanished from the economy, in contract to widespread expectations. The Bureau of Labor Statistics said 467,000 jobs were lost, pushing the unemployment rate to 9.5%, the highest in 26 years.?The heavy loss of jobs in June is a warning that the road to recovery will be bumpy, but doesn't yet indicate that we have gone off the track? . . . ...(read more)
The Day Ahead: Markets Hesitant Ahead of Employment Data - 2 days ago
Markets are edging lower ahead of the 8:30 release of Nonfarm Payrolls. A lot is hanging on this report as many forecasts for the economy are dependent on the direction of the labor market. Many look for signs of stabilization after last month?s downside surprise, but signs of a recovery have been far from evident in the weekly Jobless Claims numbers or the ADP private employment report. The consensus looks for 325,000 jobs to have vanished this month, with forecasts ranging between 225,000 and 435,00...(read more)
HARP Guidelines Allow for 125% LTV. Originators Still Skeptical - 2 days ago
The Home Affordable Refinance Program was designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac owned mortgage loan. Unfortunately due to rising unemployment levels and increasing foreclosure rates, demand for housing has weakened and property values have continued to decline, which has blocked many borrowers from utilizing HARP....(read more)
Mortgage Performance: Fighting Rising Rate of Foreclosures with Loan Modifications - 2 days ago
A joint report from the OCC and OTS, which includes 64% of all outstanding mortgages, shows that instances of delinquency continued to increase in the second quarter. Particularly of note is the increasing growth rate of delinquencies among loans backed...(read more)
Mixed Data for Real Estate, ISM Index Improves - 2 days ago
Three data releases at 10:00 failed to sing in tune with each other. A key indicator of output showed some improvement but is still contracting overall, and while contracts for home purchases are on the rise, spending on the construction of new homes it at historic lows....(read more)
 
Jeffrey C. Tosha
Deercreek Financial
10700 Jersey Blvd, #300
Rancho Cucamonga, CA 91730
Office Phone: (909) 941-0122
Fax: (909) 948-9598
DRE ID: 01039943
   



Deercreek Financial - 10700 Jersey Blvd, #300 - Rancho Cucamonga, CA 91730
Office Phone: (909) 941-0122 Fax: (909) 948-9598 DRE ID: 01039943

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We lend in the following states: California

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